Frequently Asked Questions

There are 4 easy steps in our home buying process:

  1. Contact us about your property and let us know about your situation
  2. Our home experts will evaluate your property
  3. We’ll make a cash offer
  4. Close on the property and get paid

We started by helping family members with inherited houses and have since expanded to helping people in all types of situations such as those who are divorced, avoiding foreclosure, tired and aggravated landlords, people with fixer-uppers, houses that require too many repairs to pass an inspection, and those who want an easier and faster experience with less hassles than listing with an agent

We evaluate the overall condition of the home and calculate any needed repairs. We also look at the value of similar homes in your area, the general neighborhood and local market conditions.

We make a fair cash offer based on the value of the home and market conditions. To give you a better idea, here is a breakdown of the difference between selling with an agent versus selling to us.

Here’s what you can expect when working with a real estate agent:

  • You start with the sales price
  • Subtract what you owe on your mortgage
  • Subtract any other loans or liens against the house
  • Subtract the cost of repairs, which you’ll need to make
  • Subtract any cosmetic upgrades
  • Subtract the commissions and other fees you’ll owe at closing

Here’s what you can expect when working with IPS Cash:

  • You start with our CASH offer
  • Subtract what you owe on your mortgage
  • Subtract any other loans or liens against the house

Whatever your reason for needing more time in the house—we offer many options that can be customized to meet your needs. We’ll learn your unique situation and create an occupancy agreement that lays out clear details and terms for you to remain in your home after the closing date. Let us know how much time you’d like to stay and we can accommodate you.

Yes. We have experience working with the various homeowner/park associations as applicable and can help you, too.

No. It’s completely free and there’s no obligation.

If you work with a real estate agent, you pay between 3-6% of the sales price in commissions. If a house sells for $100,000, you’ll pay between $3,000 – $6,000 in commissions. Listing with an agent is good for people who can wait (minimally) 3 months to sell, assuming the end buyer’s financing doesn’t fall through.

Since we’re the ones buying the house from you, we’re able to make an immediate decision to buy your house within a couple of days. We make our living by taking the risk to buy the house with our own cash and find a buyer.

No worries! Chances are pretty good that your current loan isn’t fully paid off when it comes time to sell. Our cash offer includes paying off your existing mortgage.

New England native Joe Theriault owns IPS Cash. He graduated from Dracut High School, lives in Brookline, NH and works out of the Nashua office. In the beginning, Joe earned the trust of executors, administrators, and attorneys by helping families settle estates. Because of that, Joe developed a unique expertise in probate, trust, and inheritance property sales. Over the years, his experience as an investor and landlord broadened to all types of properties and he has become a leading expert in the region on home buying and investing.

Absolutely! In fact, we’ve helped many landlords with this delicate situation. We’ll buy the house with or without tenants so you don’t have to deal with that headache any longer.

The “IPS” in IPS Cash stands for Inherited Property Solutions. It’s how we got our start, specializing in these types of properties. Over the years, we expanded to all types of properties while maintaining our strong expertise in the inherited and probate space.